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Beginner's handbook

27 Low-cost business ideas with high profit potential

27 Low-cost business ideas with high profit potential
Zoe Amora Iranzo-Lauriņa

By Zoe Amora Iranzo-Lauriņa

20 min read

Many people want to start their own business – but high startup costs hold them back. If you’re looking for low-cost business ideas with high profit potential, this guide gives you 27 practical options to start fast, spend less, and earn more.

The opportunities on this list can be launched for under $100. If you have a bit more to invest – up to $1000 – there are even more profitable options with higher earning potential and faster growth.

Whether you’re building a side hustle or a full-time online store, you’ll find a successful business idea to match your skills and goals.

Key takeaways

  • You can start a profitable business for under $100 using models like Print on Demand, YouTube, or freelancing.

  • Choose ideas that match your existing skills to reduce learning costs and time to launch.

  • Scalable, passive income streams like online courses, digital products, affiliate marketing, and SaaS offer the highest long-term potential.

  • Don’t skip legal basics – even low-cost businesses need licenses, permits, and financial tracking.

  • Consistency, creativity, and marketing are essential to turn a side hustle into a full-time income.

  • Evaluate potential business ideas based on profitability, demand, startup costs, and your passion.

27 Low-cost business ideas with high profit potential

The most successful business ideas are the ones you can stick with – and that means choosing something you enjoy or already know how to do.

When reading through this list, see which ideas align with your existing skills, interests, and long-term goals.

Are you ready to start a business? Let’s go!

1. Print-on-demand store

Print on Demand (POD) is one of the most accessible and profitable online business ideas. It lets you create and sell custom products online without buying inventory or handling storage, packaging, or shipping.

You set up an online store and connect it to a POD provider like Printful. When a customer orders, the provider automatically prints your design on the product, then ships it directly to the customer for you. You never touch the product.

a screenshot of a screen

Source: Printful

Because customers are willing to pay more for personalized or niche designs, POD offers high profit margins with minimal upfront costs. A plain tee might cost $10, but a niche design on a custom tee sells for $30 or more.

Read more: 15 Successful print-on-demand store examples

What you need to start:

  • A business license (depending on where you live)

  • An ecommerce platform (like Shopify, Etsy, or Wix) to host your online store 

  • Designs to put on custom products

  • A domain name

  • A payment processor (if your ecommerce site doesn’t have a built-in one)

  • A sales tax ID

Learn how to price your print-on-demand products to ensure high profit margins.

Started a business with zero capital in my spare time

“Printful allowed me to start a business with zero capital in my spare time. It was easy to set up, and Printful does all the hard work for me. All I have to do is supply the ideas and the traffic, then everything else is taken care of.” – Dominic, Dogecore

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man with jacket
Printful logo
Create and sell custom products online
Let’s go

2. Dropshipping business

A dropshipping business is like POD, but without the customization. You sell ready-made products, and a third-party supplier handles fulfillment and shipping – so you don’t need to manage inventory or storage.

It’s one of the low-investment business ideas because you don’t pre-purchase inventory, store stock, or deal with logistics. Branded dropshipping can help you stand out by creating a unique brand identity and building customer trust – and repeat sales.

a man sitting in a chair with a laptop

Source: Printful

What you need to start:

  • An online platform to sell your products

  • A dropshipping supplier with products that match your niche

  • A domain name

  • A business license (if required where you live)

  • A payment processor

  • A sales tax ID

3. Digital products

A woman focused on her laptop, working diligently at a tidy desk with a notepad and a plant nearby.

Selling digital products is one of the most profitable business ideas because you create each item once and sell it endlessly. Popular options are downloadable art, planners, journals, and templates.

Use free tools like Canva to design your products. Or, if you have the budget, use pro tools like Adobe Illustrator. Most digital products are sold as PDFs, PNGs, or editable templates – easy to download and use. Build trust and reduce refunds by including clear printing instructions, like paper size, resolution, and file format.

To deliver your files, host them on Etsy, Gumroad, or your own website with automatic delivery plugins. With a strong marketing strategy and brand differentiation, some creators earn up to $2000/month.

What you need to start:

  • A business license (if required in your country)

  • Design software, like Canva, Adobe Illustrator, or Affinity

  • A place to sell – Etsy, your own website, or a platform like Gumroad

  • Social media accounts to market your products and grow your audience

4. Digital art

Selling digital art has low startup costs and unlimited profit potential. If you’re an artist, learn how to digitize and sell artwork online. You can then sell art as digital downloads (wall art, coloring pages, phone wallpapers, or clip art packs) or place it on trending products with POD.

Selling digital art is a highly profitable venture for creators and artists. It’s also a smart way to get discovered and attract future commissions or custom work. Learn how to sell digital art online and earn passive income.

Read more: 7 Ways to sell art online and make money with Nadia the Artist

What you need to start:

  • A business license (depending on where you live)

  • Digital files of your artwork (PNG, JPG, or vector formats)

  • A website or social media platform to showcase your artwork

  • A payment processor

  • A sales tax ID

5. Graphic designer

A person focused on a laptop computer, typing and engaged in work or research.

Freelance graphic design services are always in demand, and they’re one of the easiest creative businesses to start with low costs. Create logos, packaging, social media visuals, or marketing materials for brands. 

Start by building a small portfolio, then market your services through freelance platforms like Fiverr, Upwork, LinkedIn, or direct outreach. As your skills grow, so do your rates and client list.

What you need to start:

  • Design software (Canva, Adobe Illustrator, etc.)

  • A portfolio website or social media page

  • Freelance profiles on platforms like Fiverr, Upwork, or Behance

  • A simple pricing structure with project or hourly rates

6. YouTube channel

A woman stands in front of a mirror, holding a camera and capturing her reflection.

Running a YouTube channel is a lot of work, but the profit potential is high. Plus, if you enjoy filming videos, you’ll have fun doing it.

To start a YouTube channel, choose a niche like gaming, vlogging, reviews, or tutorials. You can also learn the tricks of the trade and talk about making money on YouTube, like the Jay Clouse channel.

Use editing tools like DaVinci Resolve, research trending keywords, and monetize through AdSense, affiliate links, or Patreon. Once you grow a dedicated following, consider branching into merch using POD. Promote your videos on social media and YouTube Shorts, and if needed, hire a freelance editor to save time.

What you need to start:

  • A business license (depending on where you live)

  • A YouTube channel

  • A smartphone or camera with at least 1080p (preferably 4K) recording

  • Basic gear – tripod, lighting, microphone, and editing software

7. Podcasting

Two women seated in chairs engaged in a conversation, smiling and sharing ideas with each other.

If you’re an engaging speaker, storyteller, or specialist in a unique area, podcasting is made for you. It’s a fun way to tackle intriguing subjects while building a dedicated audience. Plus, it opens the door to potential earnings through sponsorships or selling merch!

Publish your show on platforms like Spotify, Apple Podcasts, and YouTube to reach a global audience. Start with a clear topic, stay consistent with uploads, and focus on growing your listener base.

Monthly earnings range from $500 to $900 for small podcasts with 10,000 downloads. Shows with over 100,000 downloads per episode can make anywhere from $13,000 to millions. 

You can also make extra revenue from ads, paid memberships, or by creating and selling custom merch.

What you need to start:

  • A business license (depending on where you live)

  • A microphone

  • An isolated recording space

  • Sound mixing software (like Audacity)

  • A publishing platform like YouTube, Apple Podcasts, or Spotify

8. Social media influencer

Becoming an influencer is one of the most flexible, low-cost business ideas with high profit margins.

As an influencer, you can make money through paid partnerships, becoming an affiliate partner, offering digital products, and selling merch. You can also create subscriptions on Instagram, TikTok, or YouTube, let companies advertise on your YouTube channel, or even create a paid newsletter.

It’s not just about having a large following: engagement, a target audience, and reach are key. Most importantly, you have to love what you do. Draw inspiration from popular influencers like Nimay Ndolo or Reece Feldman.

What you need to start:

  • A business license (depending on where you live)

  • A smartphone with a good camera

  • Active social media accounts (Instagram, TikTok, YouTube, etc.)

  • A clear niche, brand voice, and content calendar (check out our holiday calendar for inspo)

Read more: How to make money as an influencer: 12 Proven tactics

9. Affiliate marketing

Affiliate marketing is a profitable business model where you earn commissions by promoting products from other brands. Find affiliate partners, share your affiliate link through content like blogs, videos, or social media, and get paid when someone orders through it.

Stick to products and services you believe in and choose a niche you care about, like tech, fashion, or custom merch.

For example, if you want to promote the print-on-demand business model, join Printful’s Affiliate Program. You’ll earn a 10% commission on any purchase made through your link.

Read more: Where and how to promote your Printful affiliate link

What you need to start:

  • A business license (depending on where you live)

  • Affiliate programs or partners in a niche you know

  • A website, blog, or active social media accounts

  • A posting plan and brand voice that builds trust

  • A payment processor or account for receiving commissions

Printful logo
man with jacket
Printful logo
Create and sell custom products online
Let’s go

10. Stock photography

If you have a camera, an eye for great shots, and editing skills, start making money from stock photography. You simply upload high-quality photos to stock platforms like Shutterstock, Adobe Stock, or Alamy and earn a royalty every time someone downloads your work.

You can earn 15-50% commission in royalties. Popular categories include lifestyle, business, travel, and nature. Many stock photography websites let you upload across different platforms to maximize your profits.

What you need to start:

  • A business license (depending on where you live)

  • A camera (DSLR or smartphone with manual settings)

  • Photo editing software (Like Lightroom or Photoshop)

11. Photography business

A woman taking a picture of fabrics with a professional camera.

If you prefer working directly with people, photography services is a flexible, low-cost business you can grow client by client. To get started, enlist your friends, family, or pets for photoshoots to build a portfolio. Later, offer your services to event planning agencies or do it as a freelancer.

Post your photos on Instagram or TikTok and tag your clients for exposure. Consider specializing in weddings, portraits, pets, or product photography – niches that often lead to repeat work and steady income in the photography business.

What you need to start:

  • A business license (depending on where you live)

  • A professional camera or DSLR with manual settings

  • Basic photography knowledge (learn via Udemy, Coursera, or YouTube)

  • Social media accounts to showcase your work

12. Online tutoring

If you’re skilled in a subject others want to learn, earn money by offering tutoring services online. Popular subjects include languages, math, music, or even industry-specific topics like marketing or IT.

Use online tutoring platforms like Superprof or promote your services through social media and education-focused Facebook groups. As you build experience and specialize in a subject area, you can charge higher rates – some tutors earn $100 or more per hour.

What you need to start:

  • A business license (depending on where you live)

  • Subject knowledge or a certification, depending on the platform

  • A home office with a computer and a stable internet connection

  • A tutoring platform

13. Online courses

If you have expertise in a subject, turn your knowledge into an online course business. Online courses are scalable digital products: create them once, then sell them over and over through platforms like Skillshare, Teachable, or your own website.

The most successful course creators earn $1000-$10,000 monthly by building trust, delivering real value, and marketing consistently.

What you need to start:

  • A business license (depending on where you live)

  • A website or a platform like Skillshare to market your course

  • Basic marketing skills – email, content, or social media

  • A sales tax ID

14. Freelance translating

A woman's hands typing on a laptop keyboard, focused on her work.

If you’re fluent in multiple languages, freelance translation can be a profitable business. Rates typically range $0.08-$0.20 per word, or $20-$50 per hour, depending on your experience and language pair.

Specializing in legal, medical, IT, or business translation will help you stand out and charge more. Use tools like CAT (computer-assisted translation) software to improve speed and consistency.

Once established, scale by outsourcing projects to other translators and turning your solo work into a full translation agency.

What you need to start:

  • A business license (if required where you live)

  • A profile on LinkedIn, Upwork, Fiverr, ProZ, or another freelance translator/transcriber platform

  • Fluency in at least two languages

  • Familiarity with a subject or niche (optional but valuable)

15. Social media management services

With experience in digital marketing services, you can start a profitable business managing social media accounts for others. Social media marketers create and schedule content, manage ads and collaborations, conduct market research, and engage with their clients’ audiences.

Many small business owners need help maintaining a consistent and relevant social media presence. Social media marketing or management is one of the most successful businesses to start because it requires minimal initial investment and is fully operational from home.

What you need to start:

  • A business license (depending on where you live)

  • A strong social media presence

  • Knowledge of how social media platforms operate

  • Social media marketing experience

16. Life coaching business

Life coaching is among the best high-profit business ideas if you have strong communication skills and a passion for a consulting business. While certification isn’t legally required, getting trained will increase your credibility and rates.

Beginner coaches often charge $40-$80 per hour, while experienced professionals earn $130 to $250 and more per session. Many also offer packaged programs, such as a three-month plan for $1,500 or more.

Promote your services on social media, set up a simple website with booking tools, and check local requirements for licensing or certification.

What you need to start:

  • A business license (depending on where you live)

  • A website or appointment booking platform

  • Certification or coaching credentials (optional but credibility-boosting)

17. SEO consulting

A woman's hands typing on a laptop keyboard, focused on her work.

SEO consulting (search engine optimization) is one of the top highly profitable business ideas. While running an SEO consulting business, you’ll improve website performance and track traffic data to boost your clients’ growth.

To start, use free apps like these keyword research tools. But you’ll eventually need subscriptions to platforms like Ahrefs, Semrush, or Moz.

In the US, SEO consultants earn $500-$1,500 monthly, while experienced professionals charge $100 to $150 per hour.

What you need to start:

  • A business license (depending on where you live)

  • A professional portfolio (optimization case studies, audit results, etc.)

  • SEO knowledge (on-page, off-page, and technical)

  • Access to keyword and analytics tools

18. Pet sitting

A few dogs on leashes exploring a park, with trees and grass creating a serene outdoor atmosphere.

If you love animals, starting a pet-sitting business or your own dog-walking business is a great way to earn money. It’s one of the cheapest businesses to start and works well for anyone who wants a flexible schedule.

Start by promoting your services on social media, pet care apps like Rover or Wag, neighborhood groups, or through word-of-mouth referrals. As you grow, build a simple website or app profile to help pet owners find and book you easily.

What you need to start:

  • Liability insurance to protect yourself and your clients

  • A business license (depending on where you live)

  • Local permits, depending on your city or state

  • Social media accounts

19. Become a mobile notary

  Two individuals collaborating on paperwork at a desk, focused on their tasks in a professional setting.

Becoming a mobile notary is a surprisingly low-cost business with high earning potential – especially if you enjoy flexible, independent work. Generally, it requires a few hours of training and a small licensing fee, often conveniently available online.

Notaries verify identities and witness the signing of important documents like contracts, affidavits, and legal agreements. About 66% of full-time mobile notaries earn $4000 or more monthly, with minimal overhead costs.

What you need to start:

  • A business license (depending on where you live)

  • Necessary qualifications and training

  • A notary stamp or embosser

  • A record-keeping system

  • A seal to authenticate documents

20. App development or software as a service (SaaS)

A person coding on a laptop against a plain white background, focused on their work.

Developing an app or SaaS solution is one of the most profitable business ideas you can work on.

Build an app or SaaS that solves a specific problem. Sell it on platforms like Gumroad or AppSumo. Start with an MVP (minimum viable product), gather feedback, and refine your features based on real needs.

Market your app through SEO, content, and niche tech communities to grow your user base.

What you need to start:

  • A business license (depending on where you live)

  • A computer with a strong internet connection

  • Software development experience and tools

21. Car wash business

A few people are washing a car with soap and water, focused on cleaning the vehicle's surface in a residential area.

Starting a car wash business has a low entry barrier and high profit potential because it doesn’t require specialized knowledge or past experience.

You can start solo, earning around $20/hour, or scale by hiring employees and expanding your service area. To stand out, focus on great customer service and collect glowing reviews to build trust and grow through referrals.

Offer packages for interiors, exteriors, or full detailing to increase your average order value.

What you need to start:

  • A business license (depending on where you live)

  • A website or online presence for bookings and reviews

  • Tools like a pressure washer, vacuum cleaners, steam cleaner, air compressor, carpet extractor, polishes and waxes, brushes, sponges, microfiber towels

22. Remote appointment setter

A remote appointment setter schedules meetings, manages calendars, and coordinates with clients for local businesses. 

To become a remote appointment setter, you need effective communication and persistence. Other useful qualities are organization, adaptability, and proficiency in time-management technologies.

Besides that, you don’t need any professional qualifications (but most companies prefer candidates with experience in customer service or sales).

What you need to start:

  • A business license (depending on where you live)

  • A profile on LinkedIn, Fiverr, Upwork, and other freelance platforms

  • Basic technology skills, familiarity with scheduling tools (like Calendly or Google Calendar)

23. Repair and maintenance services

A person operating a drill to create a hole in a piece of wood.

Do you know how to fix things around the house? Consider starting your own business and helping other homeowners who need reliable repair specialists. 

The demand for qualified people across the US is strong. With a $20.50 hourly rate and most of the income earned being profit, this is one of the most profitable small business ideas you can start if you have the skills.

What you need to start:

  • A business license (depending on where you live)

  • A business plan if you intend to grow or hire others

  • A website or online listing

  • Tools and expertise

  • Word-of-mouth advertising

Read more: Print on Demand for artists: 11 Best sites to try in 2025

24. Financial advisor

Three individuals seated at a table, collaborating over a laptop in a casual setting.

The average annual salary for financial advisors in 2025 was roughly $70,000. But high profits aren’t the only benefit – helping clients reach their financial goals is really rewarding.

Financial advisors help clients plan for retirement, manage investments, reduce debt, and build long-term wealth.

If this sounds like something you’d be interested in, explore how you can help others navigate their financial futures as an advisor.

What you need to start:

  • A business license (depending on where you live)

  • A website or profile on LinkedIn

  • Industry-specific training and exam completion

  • Necessary licenses and certifications/designations, like a Certified Financial Planner (CFP), a Chartered Financial Analyst (CFA), or a Chartered Financial Accountant (ChFC)

25. Chef consultant

A chef consultant helps food industry businesses overcome challenges, improve operations, and stay relevant. They also assist restaurants in identifying their unique themes and selling points.

This is a lucrative business idea with minimal upfront investment for those with experience working in the food and beverage industry or as chefs in a specific field.

Are you a sourdough master, or have you cracked the code for flawless gluten-free pastries? Companies will pay $65-$100/hour for quality chef consultant services.

What you need to start:

  • A business license (depending on where you live)

  • A website or social media account

  • Culinary training

26. Event planning business

If you’re organized, resourceful, and love coordinating big moments, an event planning business is a profitable, low-cost service. Start small – parties, weddings, or corporate events, and grow by building referrals and vendor relationships.

What you need to start:

  • A business license (if required)

  • Strong communication and planning skills

  • A website or social media portfolio

  • Templates for contracts, checklists, and timelines

  • Vendor contacts (caterers, venues, etc.)

27. Landscaping business

A man is using a lawn mower to cut grass in a well-maintained yard on a sunny day.

Love working outdoors? A landscaping business lets you earn money with physical work and minimal startup costs.

Offer services like mowing, seasonal cleanups, planting, or garden design. Start with residential clients in your area and expand as your customer base grows.

What you need to start:

  • A business license and any local permits

  • Lawn care and landscaping tools (mower, trimmer, gloves, etc.)

  • Transportation for equipment

  • Basic plant and seasonal maintenance knowledge

  • Simple marketing – flyers, yard signs, social media, and referrals 

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How to select a low-cost business idea with a high profit

With so many profitable business ideas available, how do you choose the right fit? Follow these tips to find a high-profit business idea that matches your strengths, lifestyle, and budget.

Start with your skills

Training can be expensive. To keep startup costs low, pick a business idea that matches your existing skills and expertise.

Study your market and target audience

The most profitable small businesses are built around a clearly defined audience. Research your potential clients, their needs, and how your business solves their challenges. Knowing your audience makes your marketing sharp and your product relevant.

Read more: 32 Useful market research tools

Plan your budget

Only enter into a business venture where you can afford the costs. Even online businesses with low investment rack up costs – subscriptions, permits, marketing, licensing fees, and more. Calculate all the potential costs before you start.

Choose a reliable supplier

If you’re going to sell physical products, you need a reliable supplier. Late shipping, low quality, or poor service can ruin your reputation – so pick a supplier you trust. Read customer reviews, test products yourself, and prioritize consistency.

Want to sell print-on-demand products? Check out what sellers say about Printful to evaluate quality, delivery, and support.

Startup costs aren’t just about gear and software – they also include legal setup. Before launching your business, make sure you understand the legal requirements for your location and industry:

  • Choose a legal structure: sole proprietorship, partnership, LLC, corporation, or another. This impacts taxes and liability

  • Register your business name. If you’re using a brand name other than your legal name, register a “Doing Business As” (DBA) name.

  • Obtain a general business license to operate legally, even if it’s online or from home.

  • Apply for tax IDs (state/federal), depending on sales tax or payroll.

  • Get industry-specific licenses and permits if needed.

  • Obtain general liability insurance if you advise people or take care of their pets or property. This will protect you against lawsuits and liabilities. You may also consider professional liability insurance.

  • Register trademarks and obtain copyrights to protect business names, content, and logos. Consider patents for inventions or unique processes. If you’re designing POD products, learn what you’re allowed to print.

  • Keep accurate financial records for tax purposes.

Legal setup is part of your startup costs; skipping it will cost you more later. If you’re hiring, advertising, or partnering with others, ensure you’re covered on contracts, compliance, and labor laws.

Build your own low-investment, high-profit business

Every small business idea takes time and effort to succeed. Choosing a low-cost business idea with high profit margins leads to faster growth and fewer risks.

Most importantly, pick a small business idea that you care about. When you believe in what you’re building, you’ll stay motivated – and that consistency is what turns a good business idea into a successful one.

FAQs about low-cost business ideas with high profit

The most profitable low-cost businesses are digital, scalable, and require minimal overhead. Developing an app or SaaS solution, creating online courses, or selling print-on-demand products are great examples.

 

Beginner sellers make $1000-$5000 a month with POD. But top-tier sellers can earn more than $100,000 per year.

With $500 or less, you can launch a service-based or product-based business.
Here are some profitable business ideas in that range:

  • Freelancing (web design, SEO consulting, translation, coaching)

  • Mobile notary or event photographer

  • Selling dropshipping or white-label products with POD

  • Pet sitting or dog walkingCreating and selling digital products (like templates or guides)

A low-cost business requires under $1000 to start, but ideally less than $100. Opening an online store or selling online courses are examples of low-cost business ideas.

 

Dropshipping or selling POD products generally has no startup costs if you sell through an online marketplace or on social media. Otherwise, the only cost is an ecommerce platform subscription. Browse Printful’s list of integrations to get a cost estimate.

While low startup costs reduce financial risk, there are others to consider:

  • High competition: Popular models like dropshipping and POD attract many new entrepreneurs, so find your niche to stand out.

  • Learning curve: Marketing, branding, and niche targeting require skill and effort.

  • Limited resources: Without large budgets, growth takes longer.

A good way to stand out is to find your niche. With POD, you can sell custom high-quality products with your own designs and branding for a specific target audience. Learn how to create a customer profile and find your perfect clients. Browse these print-on-demand niches to get inspired.

The top businesses through 2025-2026 include:

  • Print on Demand – high demand for personalized, ethical products

  • Digital products – templates, planners, and tools with low overhead and high margins

  • Online education – courses, tutoring, and coaching for career-changers and learners

  • Content creation – micro-influencing and niche content continue to attract brand deals

These low-cost business ideas with high profit potential are flexible, scalable, and easy to start online.

The cheapest and most profitable businesses include:

  • Digital products – create once, sell endlessly

  • Affiliate marketing – no product needed, just promote and earn

  • Freelancing – use existing skills to start earning fast

  • Print on Demand – no inventory or upfront costs if you sell through a marketplace

Most of these can be started for under $100, with high return on investment (ROI) and long-term growth potential.

author

By Zoe Amora Iranzo-Lauriņa on Aug 4, 2025

Zoe Amora Iranzo-Lauriņa

Guest author

Zoe is a creative writer, multilingual translator, and certified yoga instructor with a passion for learning, traveling, and global cuisine. When she's not typing away at her PC, you can find her teaching yoga in the park, reading on the couch with her cat, or plunging in the Mediterranean.

Zoe is a creative writer, multilingual translator, and certified yoga instructor with a passion for learning, traveling, and global cuisine. When she's not typing away at her PC, you can find her teaching yoga in the park, reading on the couch with her cat, or plunging in the Mediterranean.